Change In Liability Insurance Law - - Bismarck/Minot/Williston/Dickinson-KXNEWS,ND

Change In Liability Insurance Law


Starting next week North Dakota drivers not carrying proof of liability insurance will face a fine.

The change in the Liability Insurance Law takes effect on August 1st.

If you're stopped by law enforcement, you must be carrying your current insurance card with you.

Under the current law you have 20 days to provide proof of insurance.

Once the new law kicks in, if you don't have the current paperwork with you, you'll face an immediate fine.

"If you have a lot of people that stop and say oh I have my insurance card, left it on my desk or whatever so that's no longer going to be a valid excuse I mean you have to have it in the car, if you don't you'll be issued the citation, given a court date, you have to make the effort to come back and prove it, first offense is $150, and that cannot be suspended so its $150 fine for the first offense," Capt. Kyle Kirchmeier said.

Drivers who do show up to court and show their proof of insurance will have their fine dismissed.

Kirchmeier says the change will save officers time since they don't have to follow up with drivers to make sure they do prove their insurance coverage.

A second offense will cost drivers $300.

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