We heard yesterday about the effort to keep flood insurance rates as low as possible.
FEMA is working now on new flood maps and rates -- rates that could make drastic jumps higher.
Legislators in Washington are working on a plan now to try and keep the rates within reason.
But could there be a state answer?
One lawmaker says he is considering a bill that would give residents of North Dakota a chance to perhaps turn to the state for help.
It would be a big step, but Representative Scott Louser says it could be a better option if the federal program turns out to be way too expensive.
(Rep. Scott Louser - (R) Minot) "One of the other things that I am going to look at is whether or not it is feasible for our state to set up a flood insurance program for state residents."
Federal flood insurance it expected to increase substantially after storms like Sandy and Katrina pushed the program billions of dollars in the red.