Considering Flood Insurance - KXNet.com - Bismarck/Minot/Williston/Dickinson-KXNEWS,ND

Considering Flood Insurance

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Rising temperatures and melting snow are both good reminders to start thinking about purchasing flood insurance.

That's what FEMA officials are recommending to homeowners.

FEMA recommends buying flood insurance sooner than later, because there is a 30-day waiting period for coverage to take effect following the purchase.

Looking into flood insurance isn't just for those who don't already have it.

Now is also a time for homeowners with flood insurance to review their existing policies.

FEMA officials says homeowners shouldn't let congressional discussion over rising flood insurance rates keep them from considering coverage.

(Jerry DeFelice, FEMA External Affairs Specialist)"There have been proposed changes to the national flood insurance program. Some of them are in effect, but there's a congressional action to see if maybe that legislation will be amended. Or, even delayed for a period of time. Our best advice is to contact your insurance agent. They're informed on a regular basis by their home company and they're kept up to day with any changes to the program."

In addition to considering coverage, DeFelice also recommends taking other protective measures such as removing valuables from basements and checking gutters and down spouts.

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