Residents along Mouse River could see flood insurance spike

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A re-working of FEMA’s flood risk maps could take effect in about two years. FEMA is re-working its maps that determine what properties are within the 100-year flood plane.

Using Minot as an example, the dike system provides protection to about 5-thousand CFS of river flow, but FEMA is likely to say the new 100-year flood level is closer to 10-thousand CFS.

That will move thousands of homes that qualified for the lowest flood insurance rates into a much higher rate class. City Engineer Lance Meyer says the city has been working with FEMA to reduce the impact of the changes as little as possible.

“We’ve been doing everything we can to help push the process out a little bit to   give us more time to construct flood control but also to make sure whatever maps do get developed have the best data available,” says Lance Meyer, Minot City Engineer.

The new flood maps are not expected to be in effect for about two years.Meyer says after they take effect, properties protected as the city improves its levee and flood-wall system will again qualify for the lower insurance rates.

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