Resilient Homebuyer Program

It’s a monumental day for both Bryan Juenger and the city of Minot. 

“Every spring I got nervous I’d watch that river ever since the flood,” said homebuyer Bryan Juenger. 

But the minute Juenger signed the dotted line it all changed.

“So now I’ll be up on a hill I don’t care what the river does now I ain’t going to be watching it,” said Juenger. 

Juenger is the first homebuyer to get approved to be a part of the resilient home buyer program. It provides no-interest financing to help homeowners hit by the 2011 flood move into a home that’s out of the flood plain.


“This really is just the first step in allowing some of those folks to be able to get a loan and to move into a more resilient neighborhood –maybe a little bit quicker,” said Mayor Shaun Sipma. 

The program is open to Minot residents who live in a residence that’s being purchased by the city for flood protection. It’s also available to those who lived in a home or apartment that was substantially damaged by the flood. 


There are requirements though. You must buy a home within city limits, qualify as having a low to moderate income, and you need to secure a 30-year fixed mortgage through an NDHFA lender. 

“Between 75 to 100 is the number that we’re hoping for or that certainly could take advantage,” said Sipma.

For Juenger rebuilding his flooded home back in 2011 was his only option. 

“There was just no housing so we had to rebuild, honestly we didn’t have a choice,” said Juenger 

But he says having the option to move out of the valley is something he couldn’t pass up. 

For more information about the program click here. 

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