Survey: North Dakota ranks in the middle of all states for auto insurance rates

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This probably won’t come as a surprise to most North Dakotans, but auto insurance in the state isn’t exactly the cheapest in the nation.

In fact, according to a survey by auto insurance comparison site,, North Dakota is in the middle of the states and the District of Columbia when it comes to auto insurance rates — we’re not anywhere near the most expensive rates in the nation, but we’re also nowhere near the cheapest.

Using a 40-year-old male with an average commute in a Honda Accord with basic insurance coverage, the website estimated North Dakota’s average premium for this hypothetical person would be about $1,317 a year.

The national average is $1,503.

The most expensive state would be Michigan at $2,489.

The cheapest state is Maine at $925 for the coverage.

In North Dakota, the most expensive county for auto insurance is Sioux County, with an average rate of $1,458 for the hypothetical person.

Cass County is the cheapest at $1,207.

Numerous factors go into calculating auto insurance rates in each state like age, accident rates in a region and more.

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